Auto Loans
Active as of 12.31.2024
Auto Loans
Model Years 2022-2025
DISCLOSURES
*Annual Percentage Rate (APR) are lowest and subject to change without notice. Advertised APR is based on a credit score of 700 and a maximum Loan-To-Value (LTV) of 120%. Published rate includes a 0.25% discount given when you maintain automatic electronic payments. To qualify for the automatic payment rate discount, loan payments must be made automatically from an internal People’s checking account. An ACH authorization form must be completed at closing. Rate is subject to increase upon cancellation or cessation of the discount program. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan.
**Minimum loan amount of $25,000 with maximum mileage of 25,000 with terms of 84 months.
- 2022-2025 Auto Loan (5.45% APR): 63 monthly payments of $18.19 per $1,000 borrowed.
- 2022-2025 Auto Loan (5.59% APR): 66 monthly payments of $17.63 per $1,000 borrowed.
- 2022-2025 Auto Loan (5.75% APR): 72 monthly payments of $16.46 per $1,000 borrowed.
- 2022-2025 Auto Loan (5.75% APR): 75 monthly payments of $15.90 per $1,000 borrowed.
- 2022-2025 Auto Loan (6.99% APR): 84 monthly payments of $15.09 per $1,000 borrowed.
Auto Loans
Model Years 2019-2021
DISCLOSURES
Interest Rates are subject to change without notice.
* Annual Percentage Rate (APR) subject to change without notice. Advertised APR is based on a credit score of 700 and a maximum Loan-To-Value (LTV) of 120%. Published rates includes a 0.25% discount given when you maintain automatic electronic payments. To qualify for the automatic payment rate discount, loan payments must be made automatically from a People’s checking account. An ACH authorization form must be completed at closing. Rate is subject to increase upon cancellation or cessation of the discount program. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan.
- 2019-2021 Auto Loan (5.75% APR): 63 monthly payments of $18.43 per $1,000 borrowed.
- 2019-2021 Auto Loan( 5.99% APR): 66 monthly payments of $17.82 per $1,000 borrowed.
- 2019-2021 Auto Loan (5.99% APR): 72 monthly payments of $16.57 per $1,000 borrowed.
- 2019-2021 Auto Loan (5.99% APR): 75 monthly payments of $16.02 per $1,000 borrowed.
- 2016-2018 Auto Loan (6.49% APR): 63 monthly payments of $18.77 per $1,000 borrowed.
- 2016-2018 Auto Loan (6.49% APR): 66 monthly payments of $18.06 per $1,000 borrowed.
- 2015 Auto Loan (9.49% APR): 60 monthly payments of $21.00 per $1,000 borrowed.
Motorcycle Loans
Model Years 2016-2024
DISCLOSURES
*Annual Percentage Rate (APR) is lowest available and subject to change without notice. Advertised APR is based on a credit score of 700 and a maximum Loan-To-Value (LTV) of 90%. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan. New loans only.
- 2021-2024 Motorcycle Loan (7.49% APR): 60 monthly payments of $20.04 per $1,000 borrowed.
- 2019-2020 Motorcycle Loan (7.99% APR): 72 monthly payments of $17.53 per $1,000 borrowed.
Personal Loans
Active as of 12.31.2024
Personal Loan
| Product | APR* as low as | Apply |
|---|---|---|
| Any Purpose Loan | 9.99% | Apply Now |
DISCLOSURES
*Annual Percentage Rate (APR) are lowest and subject to change without notice. Advertised APR based on a credit score of 700 or higher. Other rates available based on creditworthiness. Maximum amount of loan: $15,000.
- Any Purpose Loan (9.99% APR): 24 monthly payments of $46.14 per $1,000 borrowed.
Personal Line of Credit
Adjustable Rate
| Product | APR* as low as | Apply |
|---|---|---|
| Line of Credit | 14.75% | Apply Now |
DISCLOSURES
*Annual Percentage Rate (APR) are lowest and subject to change without notice. Advertised APR based on a credit score of 700 or higher. Other rates available based on creditworthiness. Maximum amount of line: $15,000.
- Any Purpose Loan (15.25% APR): varies per $1,000 borrowed.
