Fraud and Security/Latest Fraud & Scams/Mortgage Closing Fraud Postcards

December 3, 2024

Mortgage Closing Fraud Postcards

Alert! Other Companies Are Trolling PCU Mortgage Holders. If you receive a postcard in the mail regarding your PCU mortgage,
throw it away! It’s not from People’s Credit Union. Here is some of the fake messaging you’ll see in these fraudulent postcards:

IMPORTANT NOTICE: RESPONSE NEEDED
We need you to call us about an important matter regarding this loan.
This is time sensitive, so please call us at 877-378-7640 as soon as possible.
Fake Mortgage ID#
Mortgage Authentication Phrase
Do not respond to the contact on this card.
This company is not related to People’s Credit Union and is trying to use
confusion to have our members contact the company. People’s Credit Union
would never reach out to a member via postcard regarding your mortgage
account, payment or information.

Compare Cards	People's CU Savings Secured	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	7.75%	29.74%	29.74%	20.40%	26.24%
Lowest APR for Balance Transfers	7.75%	29.74%	29.74%	20.40%	26.24%
Annual Fee	None	$25.00	None	$99.00	$12.00
	Apply Today

*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 7.75% (as of 11.08.24). This APR will vary with the market based on Wall Street Prime & creditworthiness.

Compare Cards	People's CU Rewards	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	16.99%	18.99% to 29.24%	18.99% to 29.24%	13.40%-21.00%	19.24%-29.24%
Lowest APR for Balance Transfers	16.99%	18.99% to 29.24%	18.99% to 29.24%	13.40%-21.00%	19.24%-29.24%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 16.99% - 18.00% (as of 11.08.2024). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Low-Rate	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	13.49%	18.24% to 29.24%	18.24% to 29.24%	13.40%-21.00%	16.24%-26.24%
Lowest APR for Balance Transfers	13.49%	18.24% to 29.24%	18.24% to 29.24%	13.40%-21.00%	16.24%-26.24%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 13.49% - 18.00% (as of 11.08.2024). This APR will vary with the market based on Wall Street Prime & credit worthiness.

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