Fraud and Security/What to Do if You’ve Been Scammed/I Fell For a Scam, Now What?

August 1, 2024

I Fell For a Scam, Now What?

Steps to Take to Protect Yourself

Immediately contact your financial institution and explain what transpired
Do not leave out details – be honest and forthcoming about the situation so your FI may assist you in attempting to recover funds
If you provided your OLM password, change that as soon as possible. In the meantime, you may want to have your account frozen for your own protection
Contact the FTC to follow the steps provided to protect yourself from identity theft
Cut off all contact with the scammer! Block them on everything!

Compare Cards	People's CU Savings Secured	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	8.50%	29.24%	29.24%	20.15%	29.24%
Lowest APR for Balance Transfers	8.50%	29.24%	29.24%	20.15%	29.24%
Annual Fee	None	$25.00	None	$99.00	$12.00
	Apply Today

*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 8.50% (as of 5.30.24). This APR will vary with the market based on Wall Street Prime & creditworthiness.

Compare Cards	People's CU Rewards	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	17.74%	19.74%-29.74%%	19.74%-29.74%%	13.40%-21.00%	19.24%-29.24%
Lowest APR for Balance Transfers	17.74%	19.74%-29.74%%	19.74%-29.74%%	13.40%-21.00%	19.24%-29.24%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 17.49% - 18.00% (as of 5.30.2024). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Low-Rate	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	14.24%	19.24%-29.24%	19.24%-29.24%	13.40-21.00	16.24%-26.24%
Lowest APR for Balance Transfers	14.24%	19.24%-29.24%	19.24%-29.24%	13.40-21.00	16.24%-26.24%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 14.24% - 18.00% (as of 05.30.2024). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Steps to Take to Protect Yourself

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