Secondary users are created and maintained by a primary, registered user. These secondary users have their own credentials, but their profile is dependent on their creator. Non-business (personal) secondary users created in the previous platform will not automatically convert. Once the primary user has logged in to the new platform for the first time, they can establish a ‘Shared Access’ user through the Settings module.If the secondary user is a People’s member seeking to access their own accounts online, we would recommend they register for their own profile beginning July 21st.
| Compare Cards |  People's CU Savings Secured |  Local Bank One |  Local Credit Union |  Local Credit Union Two |  National Bank One |
|---|---|---|---|---|---|
| Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Lowest APR for Purchases | 7.50% | 29.74% | 29.74% | 20.40% | 26.24% |
| Lowest APR for Balance Transfers | 7.50% | 29.74% | 29.74% | 20.40% | 26.24% |
| Annual Fee | None | $25.00 | None | $99.00 | $12.00 |
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Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 7.75% (as of 11.08.24). This APR will vary with the market based on Wall Street Prime & creditworthiness.