FAQs/What are your current Personal Loan rates?

September 23, 2020

What are your current Personal Loan rates?

Personal Loan rates may change daily. Our current Personal Loan rates are below and can also be found on our Personal Loan Rates page. Want to learn more about the personal loans we offer? Visit our Personal Loans page.

To apply for a Personal Loan click the Apply Now links in the tables below. You can also call our Member Service Center at 800 .498.8930 or visit one of our six locations for more information.

Personal Loan

Product	APR* as low as	Apply
Any Purpose Loan	9.99%	Apply Now

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DISCLOSURES

*Annual Percentage Rate (APR) are lowest and subject to change without notice. Advertised APR based on a credit score of 700 or higher. Other rates available based on creditworthiness. Maximum amount of loan: $15,000.

Any Purpose Loan (9.99% APR): 24 monthly payments of $46.14 per $1,000 borrowed.

Personal Line of Credit

Adjustable Rate

Product	APR* as low as	Apply
Line of Credit	14.75%	Apply Now

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DISCLOSURES

*Annual Percentage Rate (APR) are lowest and subject to change without notice. Advertised APR based on a credit score of 700 or higher. Other rates available based on creditworthiness. Maximum amount of line: $15,000.

Any Purpose Loan (15.25% APR): varies per $1,000 borrowed.

Compare Cards	People's CU Savings Secured	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	7.50%	29.74%	29.74%	20.40%	26.24%
Lowest APR for Balance Transfers	7.50%	29.74%	29.74%	20.40%	26.24%
Annual Fee	None	$25.00	None	$99.00	$12.00
	Apply Today

*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 7.75% (as of 11.08.24). This APR will vary with the market based on Wall Street Prime & creditworthiness.

Compare Cards	People's CU Rewards	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	16.74%	18.99% to 29.24%	18.99% to 29.24%	13.40%-21.00%	19.24%-29.24%
Lowest APR for Balance Transfers	16.74%	18.99% to 29.24%	18.99% to 29.24%	13.40%-21.00%	19.24%-29.24%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 16.99% - 18.00% (as of 11.08.2024). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Low-Rate	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	13.24%	18.24% to 29.24%	18.24% to 29.24%	13.40%-21.00%	16.24%-26.24%
Lowest APR for Balance Transfers	13.24%	18.24% to 29.24%	18.24% to 29.24%	13.40%-21.00%	16.24%-26.24%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 13.49% - 18.00% (as of 11.08.2024). This APR will vary with the market based on Wall Street Prime & credit worthiness.