People’s Credit Union will cash Savings Bonds that are eligible for payment for members only. Members must have an established membership with the Credit Union for six months and present proper identification. Series E, EE, and I savings bonds can be redeemed in the branch while all other bonds can be redeemed over the phone.
*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 7.50% (as of 04.16.2025). This APR will vary with the market based on Wall Street Prime & creditworthiness.
| Compare Cards |  People's CU Savings Secured |  Local Bank One |  Local Credit Union |  National Bank One |
|---|---|---|---|---|
| Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% |
| Lowest APR for Purchases | 7.50% | 29.24% | 29.24% | 26.24% |
| Lowest APR for Balance Transfers | 7.50% | 29.24% | 29.24% | 26.24% |
| Annual Fee | None | $25.00 | None | $12.00 |
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