Stop Payments FAQs

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Common Stop Payments Questions:

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Stop payments may be placed in person, over the phone, by Touch Tone Teller, or by online banking. If a stop payment is requested by phone, the signed Stop Payment Order must be received by the Credit Union within 14 days or the stop payment will be canceled. A stop payment can be placed on an individual check or a range of checks for a $30.00 fee. The stop payment is valid for six months. After six months, the stop payment may be renewed for an additional six months for another stop payment fee and must be accompanied by a new signed Stop Payment order form.

Compare Cards	People's CU Savings Secured	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	7.50%	29.74%	29.74%	20.40%	26.24%
Lowest APR for Balance Transfers	7.50%	29.74%	29.74%	20.40%	26.24%
Annual Fee	None	$25.00	None	$99.00	$12.00
	Apply Today

*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 7.75% (as of 11.08.24). This APR will vary with the market based on Wall Street Prime & creditworthiness.

Compare Cards	People's CU Rewards	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	16.74%	18.99% to 29.24%	18.99% to 29.24%	13.40%-21.00%	19.24%-29.24%
Lowest APR for Balance Transfers	16.74%	18.99% to 29.24%	18.99% to 29.24%	13.40%-21.00%	19.24%-29.24%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 16.99% - 18.00% (as of 11.08.2024). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Low-Rate	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	13.24%	18.24% to 29.24%	18.24% to 29.24%	13.40%-21.00%	16.24%-26.24%
Lowest APR for Balance Transfers	13.24%	18.24% to 29.24%	18.24% to 29.24%	13.40%-21.00%	16.24%-26.24%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 13.49% - 18.00% (as of 11.08.2024). This APR will vary with the market based on Wall Street Prime & credit worthiness.

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Common Stop Payments Questions:

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