Common Locations, Directions, Hours & ATMs Questions:
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We offer Safe Deposit Boxes at Middletown, Newport, North Kingstown, Portsmouth, and Wakefield branches.
There is a notary in all of our 6 branch locations.
The maximum amount you can withdraw a day is $500.
There is no limit to the amount you can deposit at an ATM. The availability of those funds is limited, however. Please see our funds availability policy for more details.
Please visit our ATM locations page for a list of our branch locations and other surcharge free ATMs.
ATMs are located at every People’s Credit Union branch:
Bristol: 50 Gooding Avenue
Middletown: 858 West Main Road
Newport: 43 Memorial Boulevard
North Kingstown: 7490 Post Road
Portsmouth: 2537 East Main Road
Wakefield: 150 Old Tower Hill Road
SUM® Program
Through People’s Credit Union’s membership in the SUM Program, members can use 2,700 ATMs without paying a surcharge. Not every ATM of every SUM Program Member participates in the SUM Program. Be sure to look for the SUM logo for a participating SUM ATM. Download the app today!
People’s Credit Union is also a member of the Rhode Island Credit Union Connection, which provides you surcharge-free access to a network of credit union ATMs throughout the state.
People’s Credit Union has branches in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield, Rhode Island. For more details please visit our Locations page
People’s Credit Union observes most Federal and State holidays. These include New Year’s Day, Martin Luther King, Jr. Day, Presidents’ Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans’ Day, Thanksgiving, and Christmas Day. We will post the specific dates in advance at our branches and on our website.
To better serve each community our hours vary by branch. Please see our Locations page for specific branch hours.
Please visit our Contact Us page to learn more about all the ways you can contact People’s Credit Union.
*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 7.50% (as of 04.16.2025). This APR will vary with the market based on Wall Street Prime & creditworthiness.
Compare Cards
People's CU
Savings Secured
Local
Bank One
Local Credit
Union
National Bank
One
Promotional APR for Purchases and Balance Transfers
*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 16.74% - 18.00% (as of 04.16.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.
Compare Cards
People's CU
Rewards
Local
Bank One
Local Credit
Union
Local Credit Union
Two
National Bank
One
Promotional APR for Purchases and Balance Transfers
*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 13.24% - 18.00% (as of 04.16.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.
Compare Cards
People's CU
Low-Rate
Local
Bank One
Local Credit
Union
Local Credit Union
Two
National Bank
One
Promotional APR for Purchases and Balance Transfers
Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.
Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.
Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.
Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.
Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.
Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.
Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.
Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.
Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.
