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What’s New at People’s Credit Union

Credit Union’s first office was established on Thames Street in Newport.

Credit Cards

Introducing our new family of credit cards.

Low-Rate (rates as low as 13.74%)

Rewards (rates as low as 17.24%)

Savings Secured (rates as low as 8.00%)

  • No Annual Fee
  • Mobile Wallet Compatible
Learn More
Branch Manager Photo, group shot

Rate Reduction Mortgage

Reduce your rate with just a call when rates go down.

  • For purchase or refinance
  • Reduce your rate twice over the life of your loan
    • Lower rate up to .75% per change, 1.50% total
  • No rate reduction fees
Learn More
couple looking over finances and computer

Auto Loans

If you are looking to purchase a new car or refinance your new car loan at a lower rate, we have a variety of terms to meet your payment needs.

  • Rates as low as 6.10% for 63 months
  • Fill out the application in minutes
  • Same day approvals
Learn More

Business & Cash Management Services

Additional solutions for your businesses unique needs.

Learn More

Testimonials

“People’s Credit Union continues to be a perfect fit for my business as we
continue to grow. Their ability to communicate quickly and work around my
schedule has really been great; And as a busy business owner, time is very
important to me. Their small bank feel, yet big bank lending capabilities make
them very unique. I look forward to our future in business together.”
— Stephen Kelly, Steel Giraffe, LLC

Learn More About This Product

Helpful Resources

At People’s Credit Union, we are passionate about providing resources, information, and solutions to help you get ahead.

Frequently Asked Questions

What can we help you with today? 

People’s Credit Union has branches in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield, Rhode Island. For more details please visit our Locations page

To better serve each community our hours vary by branch. Please see our Locations page for specific branch hours.

ATMs are located at every People’s Credit Union branch:

  • Bristol: 50 Gooding Avenue
  • Middletown: 858 West Main Road
  • Newport: 43 Memorial Boulevard
  • North Kingstown: 7490 Post Road 
  • Portsmouth: 2537 East Main Road
  • Wakefield: 150 Old Tower Hill Road

SUM® Program

Through People’s Credit Union’s membership in the SUM Program, members can use 2,700 ATMs without paying a surcharge. Not every ATM of every SUM Program Member participates in the SUM Program. Be sure to look for the SUM logo for a participating SUM ATM. Download the app today!

Find a SUM ATM near you.

Rhode Island Credit Union Connection

People’s Credit Union is also a member of the Rhode Island Credit Union Connection, which provides you surcharge-free access to a network of credit union ATMs throughout the state.

Find a Rhode Island Credit Union Connection ATM near you.

Please visit our Contact Us page to learn more about all the ways you can contact People’s Credit Union. 

To open a new deposit account, simply visit one of our conveniently located branches and meet with one of our member service representatives.

If you are already an existing member, you can open an additional single ownership personal (checking or savings) account through your online banking profile within the “Open an Account” tab. This new account must be funded from one of your existing People’s Credit Union accounts.

If you are not currently a member, you can request to open a single ownership personal (checking or savings) account through our website. This process can take a few business days to review and complete, and the account must be funded electronically with your existing deposit account at your current financial institution.

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