A credit limit is the maximum amount that you can borrow. Lenders consider several factors in determining your credit limit: income, payment history, account history, current accounts, and debt. A useful tip is to try to use less than 30% of your available credit.
To learn more, view the video here.
| Compare Cards |  People's CU Savings Secured |  Local Bank One |  Local Credit Union |  Local Credit Union Two |  National Bank One |
|---|---|---|---|---|---|
| Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Lowest APR for Purchases | 7.75% | 29.74% | 29.74% | 20.40% | 26.24% |
| Lowest APR for Balance Transfers | 7.75% | 29.74% | 29.74% | 20.40% | 26.24% |
| Annual Fee | None | $25.00 | None | $99.00 | $12.00 |
| Apply Today |
| Compare Cards | People's CU Rewards | Local Bank One | Local Credit Union | Local Credit Union Two | National Bank One |
|---|---|---|---|---|---|
| Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Lowest APR for Purchases | 16.99% | 18.99% to 29.24% | 18.99% to 29.24% | 13.40%-21.00% | 19.24%-29.24% |
| Lowest APR for Balance Transfers | 16.99% | 18.99% to 29.24% | 18.99% to 29.24% | 13.40%-21.00% | 19.24%-29.24% |
| Annual Fee | None | None | None | None | None |
| Apply Today |
| Compare Cards | People's CU Low-Rate | Local Bank One | Local Credit Union | Local Credit Union Two | National Bank One |
|---|---|---|---|---|---|
| Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Lowest APR for Purchases | 13.49% | 18.24% to 29.24% | 18.24% to 29.24% | 13.40%-21.00% | 16.24%-26.24% |
| Lowest APR for Balance Transfers | 13.49% | 18.24% to 29.24% | 18.24% to 29.24% | 13.40%-21.00% | 16.24%-26.24% |
| Annual Fee | None | None | None | None | None |
| Apply Today |