After you have added a payee, the payment method for that payee will be indicated. Payments will be sent either via a standard check or electronic (for larger payees that have a relationship with our Bill Pay provider). For payments sent via check, the funds will be withdrawn from your account once the payee has negotiated the check and it has gone through the clearing process. Please note we cannot select a specific bill pay method, it is automatically determined based on the payee and account information provided.
| Compare Cards |  People's CU Savings Secured |  Local Bank One |  Local Credit Union |  Local Credit Union Two |  National Bank One |
|---|---|---|---|---|---|
| Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Lowest APR for Purchases | 7.50% | 29.74% | 29.74% | 20.40% | 26.24% |
| Lowest APR for Balance Transfers | 7.50% | 29.74% | 29.74% | 20.40% | 26.24% |
| Annual Fee | None | $25.00 | None | $99.00 | $12.00 |
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Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 7.75% (as of 11.08.24). This APR will vary with the market based on Wall Street Prime & creditworthiness.