What’s New at People’s Credit Union
Reduced Rate Mortgages
Reduce your rate with just a call when rates go down.
- Reduce your rate twice over the life of your loan.
- Lower rate up to .75% per change. 1.50% total.
- No rate reduction fees.
New Credit Cards
Introducing our family of credit cards! Three great choices., Choose the one that’s right for you.
- Low-Rate
- Rewards
- Savings Secured
Our Purpose
As a credit union, we’re committed to making a positive impact beyond profits. That’s why we developed our Credit Union’s Purpose: “To be a catalyst for positive change in the community.” This means using our resources and expertise to drive meaningful change, with our members playing a key role in this mission. We’re excited to work together to create a lasting impact and embrace new opportunities for positive growth.
Become a Member
Every day since “The People’s Credit Union” began in 1922, we’ve been about “people helping people.” That means making meaningful connections with our members, so we can truly understand what you need. It means showing respect and attention to each other as employees too. Because we know our well-being directly impacts how we serve you.
Our “Propeller”
It’s more than a brand icon. It represents who we are, how we started, and where we’re going.
Frequently Asked Questions
What can we help you with today?
Please visit our Contact Us page to learn more about all the ways you can contact People’s Credit Union.
People’s Credit Union has branches in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield, Rhode Island. For more details please visit our Locations page
To better serve each community our hours vary by branch. Please see our Locations page for specific branch hours.
ATMs are located at every People’s Credit Union branch:
- Bristol: 50 Gooding Avenue
- Middletown: 858 West Main Road
- Newport: 43 Memorial Boulevard
- North Kingstown: 7490 Post Road
- Portsmouth: 2537 East Main Road
- Wakefield: 150 Old Tower Hill Road
SUM® Program
Through People’s Credit Union’s membership in the SUM Program, members can use 2,700 ATMs without paying a surcharge. Not every ATM of every SUM Program Member participates in the SUM Program. Be sure to look for the SUM logo for a participating SUM ATM. Download the app today!
Find a SUM ATM near you.
Rhode Island Credit Union Connection
People’s Credit Union is also a member of the Rhode Island Credit Union Connection, which provides you surcharge-free access to a network of credit union ATMs throughout the state.
Find a Rhode Island Credit Union Connection ATM near you.
If you are not currently a member, you can request to open a single ownership personal (checking or savings) account through our website. Please choose the account you want to open from the appropriate product page. This process can take a few business days to review and complete, and the account must be funded electronically with your existing deposit account at your current financial institution.
People’s Credit Union observes most Federal and State holidays. These include New Year’s Day, Martin Luther King, Jr. Day, Presidents’ Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans’ Day, Thanksgiving, and Christmas Day. We will post the specific dates in advance at our branches and on our website.
People’s Credit Union’s Routing number/ABA number is 211573151 and it can also be found at the bottom of our website. Our routing number is the same for ACH transfers, checks, and wires.
