Savings Products

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Basic Savings

Our Basic Savings account offers an easy, convenient way for you to put away money for a variety of reasons. A minimum of $5 is all you need to open an account. You earn interest and pay no monthly service charge.

Holiday Club

Our Holiday Club account may be opened with as little as $1.00 and can be used to help prepare for those holiday shopping needs. You earn interest payable at the end of the club term and pay no monthly service charge. Your funds will be paid out in October, just when you need them most.

Money Market

Our Money Market account provides tiered interest rates on maintained balances as low as $2,500. The higher the balance, the higher the rate! Interest-rate tiers are at $2,500, $25,000, $50,000 and $75,000. A monthly fee of $10 will be waived if you maintain a minimum balance of at least $2,500. Our Money Market account keeps your funds working for you and readily available.

Certificates of Deposit (CDs)

Our Certificates of Deposit allow greater flexibility and guaranteed interest over the term of the deposit.* We offer a variety of terms ranging from 3 months to 5 years. Most Certificate of Deposit accounts can be opened with as litte as $500. Our CD Loyalty Rewards Program provides the opportunity to earn even higher yields as your total relationship with People’s grows.

*Penalties for early withdrawal apply. See a branch representative for details.

Individual Retirement Accounts (IRAs)

With our IRA Certificates of Deposit, your savings can benefit from guaranteed investment returns and tax-deferred interest, providing the best possible return on your savings. You’ll find a range of investment periods available, with most requiring only a $500 minimum deposit required. We also offer the Roth IRA and the Education IRA which both feature tax-free withdrawals.

IRA Statement Account

If you’re just starting your IRA, or want to save a little every week or month, our IRA Statement Account is the perfect choice. A minimum deposit of just $100 will open your account, and interest is compounded from day of deposit to day of withdrawal and is paid quarterly.

Click here for a list of all of our convenient account services.