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Mortgage Rates
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All products and rates quoted are for Owner Occupied 1-4 family. Private Mortgage Insurance (PMI) required if Loan to Value (LTV) exceeds 80% or if noted otherwise. Other rates and terms may be available based on credit worthiness. | Please contact a People's Mortgage Specialist for additional details. People's Credit Union has a variety of additional terms available for you. Please contact us if you do not see a product that you would like information on. You can reach us at 401.848.2700.
Rates are subject to change without notice.
Adjustable Rate Mortgages
Effective: May 9, 2008
| 5 to 1 ARM |
5.25% |
0 |
4.72% |
Payments 1-60 $552.20 Payments 61-360 $505.68 |
| 10 to 1 ARM |
5.75% |
0 |
5.19% |
Payments 1-120 $583.57 Payments 121-360 $520.27 |
Fixed Rate Mortgages
Effective: May 9, 2008
|
15 Year |
5.375% |
0 |
5.41% |
$8.10 |
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30 Year |
6.000% |
0 |
6.02% |
$6.00 |
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40 Year |
6.375% |
0 |
6.39% |
$5.77 |
First Time Home Buyers Program
Effective: May 9, 2008
|
10/1 ARM 1-2 Family Owner Occupied Purchase Only |
5.625% |
0 |
5.11% |
Payments 1-120 $575.66 Payments 121-360 $507.42 |
Equity Line of Credit
Effective: May 9, 2008
|
Home Equity Line of Credit |
5.00% |
0 |
5.00% |
Fixed Rate Home Equity Loans
Effective: May 9, 2008
|
10 Years |
0 |
6.00% |
$11.10 |
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15 Years |
0 |
6.50% |
$ 8.71 |
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20 Years |
0 |
7.00% |
$ 7.75 |
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