Consumer Loan Rates
Apply for A Loan with People's Credit Union
People's Credit Union makes borrowing money, for everything from a new
car to a college education, easy and affordable. If you have a request
for a specific type of loan please feel free to contact us at
401.846.8930.
Rates are subject to change without notice.
Auto Loans
Effective: February 1, 2010
| Program | Term
| APR* | Monthly Payment Per
$1,000 Borrowed
|
Model Years
2010-2005
| 72 Months
| 4.49%
| $15.87 |
Used Model Years
2010-2005
| 72 Months
| 4.49%
| $15.87 |
*
Annual Percentage Rate (APR) subject to change without notice. Advertised APR is based on a credit score of 750 and a maximum Loan-To-Value (LTV) of 120%. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan. New loans only.
|
Heating Loan
Effective: February 1, 2010
| Program | APR* as
low as
| Monthly Payment Per
$1,000 Borrowed
|
Heating Loan
| 5.00%
| $85.61 |
*
Annual
Percentage Rate (APR) subject to change without notice. Rate shown is lowest available based on credit. Other rates available based on creditworthiness. Maximum term is 12 months. Maximum amount of loan is $2,500. Monthly payment of $85.61 on $1,000 borrowed for 12 months.
|
Energy Loan
Effective: February 1, 2010
| Program | APR* as
low as
| Monthly Payment Per
$1,000 Borrowed
|
Energy Loan
| 7.99%
| $24.41 |
*
Annual
Percentage Rate (APR) subject to change without notice. Rate shown is lowest available based on credit. Other rates available based on creditworthiness. Maximum term is 48 months. Maximum amount of loan is $25,000. Monthly payment of $24.41 on $1,000 borrowed for 48 months. Please contact the Credit Union for full details on qualifying purchases.
|
Personal Loan
Effective: February 1, 2010
| Program | APR* as
low as
| Monthly Payment Per
$1,000 Borrowed
|
Any Purpose Loan
| 9.99%
| $32.26 |
*
Annual
Percentage
Rate (APR) subject to change without notice. Advertised APR is based on a credit score of 750 or higher. Other rates available based on creditworthiness. Monthly payment is based on 36 month term.
|
Personal Line of Credit - Adjustable Rate
Effective: February 1, 2010
| Program | APR* as
low as
| Monthly Payment Per
$1,000 Borrowed
|
Line of Credit
| 6.75%
| $8.05 |
*
Annual
Percentage
Rate (APR) subject to change without notice. Rate shown is lowest
available based on credit. Other rates available based on
creditworthiness. Maximum amount of line: $25,000.
|
