Loans

Consumer Loan Rates

People's Credit Union makes borrowing money, for everything from a new car to a college education, easy and affordable. If you have a request for a specific type of loan please feel free to contact us at 401.848.2700.

Need a loan? You can apply online!

Rates are subject to change without notice.

Car Loans

Effective: May 14, 2008

Program	Term	APR*	Monthly Payments per $1000 borrowed
Model Years 2007-2008	72 months	5.74%	$16.45
Used Car Years 2002-2006	72 months	5.74%	$16.45

*Annual Percentage Rate (APR) subject to change without notice.

Advertised APR is based on a credit score of 750 or higher and a .50% discount with automatic payment from a People's Credit Union Checking Account and a maximum loan-to-value (LTV) of 120%. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan.

Energy Loan

Effective: March 21, 2008

Program	APR as low as*	Monthly Payments per $1000 borrowed
Energy Loan	7.00%	$23.95

* Annual Percentage Rate (APR) subject to change without notice. Rate shown is lowest available based on credit. Other rates available based on creditworthiness. Maximum term is 48 months. Maximum amount of loan $25,000. Monthly payment of $23.95 on $1,000 borrowed for 48 months. Purchases eligible for loan include furnaces, water heaters, windows, all Energy Star appliances and more. Visit branch or call for full details on qualifying purchases.

Personal Loan

Effective: May 14, 2008

Program	APR as low as*	Monthly Payments per $1000 borrowed
Any Purpose Loan	9.49%	$45.91

*Annual Percentage Rate (APR) subject to change without notice. Advertised APR is based on a credit score of 750 or higher and a .50% discount with automatic payment from a People's Credit Union Checking Account. Other rates available based on creditworthiness. Monthly payment is based on 24 month term.

Personal Line of Credit - Adjustable Rate

Effective: May 14, 2008

Program	APR as low as*	Monthly Payments per $1000 borrowed
Line of Credit	8.50%	$9.49

*Annual Percentage Rate (APR) subject to change without notice and is the lowest rate available, based on credit. Other rates available based on creditworthiness. Maximum amount of line: $25,000.