Checking Products
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All People's Credit Union Checking Accounts offer the following FREE features:
- Home Banking
- Online Bill Pay
- MasterCard ATM/Debit Card
- Touch-Tone Teller
- Companion Savings Account (Monthly Transfer Required)
e-plus Checking
- High rate of interest on balances between $0 - $50,000*
- $25 to open account
- No minimum balance to maintain the account
- No monthly service charge
- Month-end electronic statement only
Criteria to Earn High Rate of Interest
- Have 12 posted point of sale transactions with ATM/Debit card per
"qualification cycle"^
- Direct Deposit or monthly ACH auto debit
- All nationwide ATM surcharges rebated at month-end up to $25
* Balances above $50,000 earn interest at a lower rate
^ "Qualification cycle" defined as the period of time beginning one day prior to the current statement through one day prior to the close of the current statement.
Interest Checking
- Earns interest on monthly balance
- $25 to open account
- No minimum balance to maintain the account
- No monthly fee with Direct Deposit *
- Statements available via US Mail or electronic statement
* $10 monthy fee without Direct Deposit
Basic Checking
- $25 to open account
- No minimum balance to maintain the account
- No monthly service charge
- Statements available via US Mail or electronic statement*
- First order of checks free
* Check images $3 per month