Checking Products

All People's Credit Union Checking Accounts offer the following FREE features:

• Home Banking
• Online Bill Pay
• MasterCard ATM/Debit Card
• Touch-Tone Teller
• Companion Savings Account (Monthly Transfer Required)

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e-plus Checking

• High rate of interest on balances between $0 - $50,000*
• $25 to open account
• No minimum balance to maintain the account
• No monthly service charge
• Month-end electronic statement only

    Criteria to Earn High Rate of Interest

• Have 12 posted point of sale transactions with ATM/Debit card per
  "qualification cycle"^
  
• Direct Deposit or monthly ACH auto debit
• All nationwide ATM surcharges rebated at month-end up to $25
  

* Balances above $50,000 earn interest at a lower rate
^ "Qualification cycle" defined as the period of time beginning one day prior to the current statement through one day prior to the close of the current statement.

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Interest Checking

• Earns interest on monthly balance
• $25 to open account
• No minimum balance to maintain the account
• No monthly fee with Direct Deposit *
• Statements available via US Mail or electronic statement

* $10 monthy fee without Direct Deposit

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Basic Checking

• $25 to open account
• No minimum balance to maintain the account
• No monthly service charge
• Statements available via US Mail or electronic statement*
• First order of checks free

* Check images $3 per month