Convenience Services
People's Credit Union offers a host of services to make your banking experience more convenient.
- Free Home Banking and Online Bill Pay
- Touch-Tone Teller
- Direct Deposit
- Overdraft Protection
- Overdraft Privilege
- Reorder Your Checks Online
- Access Your VISA Account Online
Free Home Banking and Online Bill Pay
Now you can connect with your People’s Credit Union accounts from home, work, or on the road. Log on to our web site to check balances, transfer funds among your People’s Credit Union accounts, pay your bills and much more. Call our Member Service Center at 848.2700 to register.
View our Electronic Fund Transfer Policies
View our Schedule of Fees
To
uch-Tone Teller
Check balances or transfer funds to and from your checking, savings, and loan accounts from any touch-tone telephone. You can access Touch-Tone Teller by calling 847.9911 or 888.728.2447.
Direct Deposit
Paychecks and other regularly occurring payments, such as Social Security, dividend or retirement checks can be deposited directly into your People's Credit Union account.
Overdraft Protection
Everyone can make a mistake, but when it’s in your checkbook it can mean the embarrassment and cost of a bounced check. We offer a Personal Overdraft Protection Line of Credit* on all checking accounts. Should your account not have sufficient funds to cover a check, we’ll advance the money required to cover it, up to the amount of your credit limit.
*Subject to credit approval. Interest charges apply to line of credit balances.
Overdraft Privilege
Ever write a check just to find you don’t have enough in your account to cover it? Rather than automatically returning, unpaid, any nonsufficient fund items that you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts, as long as you maintain your account in good standing. This service is available automatically on all eligible business and personal checking accounts.
Our normal non-sufficient funds or overdraft charges (currently $27 per item) will apply to each item that would create an overdraft on your account. We will send you a notice each time an overdraft occurs. Of course, we can’t promise to pay every overdraft and we are never obligated to pay your overdraft, even if your account is in good standing and even though we may have previously paid overdrafts for you.
Restrictions do apply. Click on the links below for more important information:
- Protecting Yourself from Overdraft and Bounced-Check Fees
- Overdraft Privilege Service Policy
Reorder Your Checks Online
Members with a People's Credit Union checking account can reorder checks online through Clarke American. Please note, to reorder your checks you will need your routing and transit number as well as your account number. Both can be found on your People's Credit Union checks.
Access Your Visa Account Online
Check your balance, payment information, and more! Access your Account
If the Value of Choice is important to you and would like to apply on line for a People's Credit Union VISA card or simply want to learn more, please click here.
